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Interested in getting your hands on the newest cellphone, laptop, TV, refrigerator, or air conditioner? With Home Credit, you can make your purchase now and pay later at over 100 reputable brands at partner stores conveniently located near you. Repay your loan amount in easy installments either over the counter or through your bank account. Experience our swift loan application process and hassle-free installment options today. Home Credit Application Applying for a loan with Home Credit is simple and straightforward. Here’s a step-by-step guide on how to do it: If you have any questions or need assistance during the application process, don’t hesitate to ask the store staff or contact Home Credit’s customer service for support. Requirements to apply in Home Credit To apply for a loan, you typically need to provide the following requirements: It’s essential to check the specific requirements and eligibility criteria for the loan product you’re interested in, as they may vary depending on factors such as the loan amount, repayment term, and local regulations. Providing accurate and complete documentation can help expedite the application process and improve your chances of approval. If you have any questions about the requirements or need assistance with the application process, you can contact Home Credit’s customer service for guidance. What can get in Home Credit Home Credit typically offers loans for a wide range of appliances that cater to various household needs. Here are some common appliances that you can finance through Home Credit: These are just some examples of the appliances that you can finance through Home Credit. The availability of specific products may vary depending on your location and the partner stores associated with Home Credit. Be sure to check with Home Credit or visit their partner stores to explore the full range of appliances available for financing. Where to Pay The bank partners of Home Credit may vary depending on the region or country where Home Credit operates. However, some common bank partners of Home Credit include: These are just a few examples, and Home Credit may have partnerships with additional banks or financial institutions depending on the specific market or region. It’s advisable to check with Home Credit directly or visit their website for the most up-to-date information on their bank partners in your area. “Home Credit doesn’t just finance your purchases; it empowers your aspirations. With flexible solutions and unwavering support, we pave the way for individuals to achieve their dreams and build a brighter future.” – SkyNews

The preparation of Miss Universe Philippines is a roller coaster journey, blending dedication, and passion into a transformative experience. Behind the scenes, a team of experts works tirelessly to ensure that she is ready to command the stage with poise and confidence. From rigorous training in public speaking and interview skills to mastering the art of runway walks and perfecting her beauty regimen, every aspect of her preparation is carefully crafted to showcase her best self. As the competition draws near, the excitement mounts, and the final touches are put in place. Each step of the journey, from the local pageant to the international stage, is a testament to her dedication and determination. One of the Journey of the beauty queens is when they go and explore the Province of Sultan Kudarat. More than 50 contenders of the Miss Universe Philippines 2024 touched down in Isulan town, Sultan Kudarat province, on Wednesday afternoon to commence their four-day agenda. Enthusiastic supporters greeted the candidates warmly, accompanied by a traditional dance performance featuring indigenous instruments at the General Santos City International Airport. – Abs-Cbn Marking a historic milestone for the pageant, Mindanao will host a significant event for the first time, with the national costume competition scheduled to take place in the province on Sunday evening. During the arrival press conference, Miss Universe PH President Jonas Gaffud made a groundbreaking announcement, revealing that the coronation night would shine the spotlight on the province, marking a historic first for the pageant’s venture into Mindanao. In an effort to celebrate beauty from every corner of the Philippines, Gaffud and MUPH national director Shamcey Supsup-Lee affirmed their dedication to showcasing lesser-known destinations on an international scale. “It’s high time we showcase some of our country’s hidden gems that haven’t received much international attention,” Gaffud remarked. Supsup-Lee chimed in, expressing hope for more activities nationwide, particularly in Mindanao, stating, “This is just the beginning. There are still many places we haven’t showcased. So this marks the start.” Bringing all candidates to Sultan Kudarat was not only about highlighting the province’s rich culture and tourism but also about dispelling misconceptions and fears surrounding Mindanao. Kaharudin Dalaten, the Provincial Tourism Officer, highlighted the diverse terrain of Sultan Kudarat, ranging from mountains to seas and plains, extending an invitation not only to Mindanaoans but to all Filipinos to admire its splendor. He also emphasized the aim of breaking stereotypes and stigmas surrounding Muslim communities and Mindanao as a whole. This important initiative will undoubtedly illuminate the beauty of Mindanao, as the arrival of the candidates signifies the initial step in a series of efforts to showcase the region’s vibrant culture and natural magnificence. Miss Universe PH wearing Inaul “Inaul” – a masterpiece of Filipino craftsmanship and cultural heritage. Originating from the Maguindanao province in the Philippines, Inaul is a traditional handwoven textile renowned for its intricate designs, vibrant colors, and exquisite patterns. Woven with meticulous skill and passed down through generations, each Inaul fabric tells a story of tradition, identity, and community pride. Beyond its aesthetic appeal, Inaul holds deep cultural significance, often worn during special occasions and celebrations as a symbol of prestige and cultural heritage. One of the highlights of the visits of Miss Universe PH in Sultan Kudarat is the wearing of Inaul in the runway. The fashion showcase highlighting “inaul,” the traditional cloth intricately woven by Maguindanaon women, aims to spotlight its cultural and historical significance and its profound importance to the local community. It will shed light on how inaul has transformed lives, made a positive impact on weavers and local businesses, and serves as a reflection of the rich heritage of the Maguindanao provinces and the wider Cotabato Empire. Over 15 local designers will outfit the candidates in their unique “inaul” creations, while a local makeup artist will ensure the candidates’ looks are impeccably styled. Dalaten disclosed that admission to all MUPH events, including the Runway Challenge on April 26, the Inaul Fashion Show on April 27, and the National Costume on April 28, will be free of charge. The Sultan Kudarat Gymnasium and Cultural Center, as well as the Provincial Capitol grounds, will serve as venues for these events. Miss Universe PH 2024 National Costume The Miss Universe Philippines (MUPH) 2024 concluded its four-day visit to Mindanao in Sultan Kudarat, where 53 candidates proudly paraded their national costumes, all inspired by the theme of flora and fauna. On the evening of Sunday, April 28, 2024, the candidates presented a stunning display of the rich biodiversity found in their respective regions. Adorned in vibrant fabrics and materials, each candidate showcased iconic representations of biodiversity, symbolizing the unique characteristics of their regions and sharing the stories behind their intricate ensembles. Out of the 53 candidates 3 was chosen to win the National Costume and received 100,00 each. Jet Hammond, representing Miss Universe Southern California, honored the Philippines’ Tubbataha Reef with a stunning national costume inspired by the sea, crafted by designer Ehrran Montoya. Her attire, embellished with textures, intricate fabric manipulations, crystals, and beadwork representing marine species, captivated with its breathtaking beauty. Alexie Brooks, representing Miss Universe Iloilo, presented a graceful interpretation of the orb-weaver spider, locally known as ‘Ugto-ugto,’ in her national costume designed by Tata Blas-Pinuela. The posterior section exuded understated elegance, highlighting the wearer’s charm. Adorned with shimmering accents on her back symbolizing balance and growth, she complemented her attire with an elaborate headpiece featuring prominent eyes. In contrast, Tamara Ocier, representing Miss Universe Tacloban, made a remarkable impression with her national costume inspired by the ‘Halo’ and showcasing the Tacloban Monitor Lizard, designed by Charlotte Rodriguez. The lizard, an ancient symbol of fearlessness and transformation, added a captivating element to her ensemble. Her attire evoked the essence of a goddess guiding humanity towards their true calling as creators of sanctuary. – SkyNews

Parabet is a form of online betting or gambling where participants place wagers on the outcomes of various events or matches within video games. These events could include competitions, tournaments, or individual matches within popular video games. Parabetting typically involves real money, and the odds for each outcome are determined by various factors such as the players’ skill levels, past performances, and other variables specific to the game being played. How to play Parabet Playing parabet typically involves the following steps: Advantage of playing Parabet Playing parabet, like any form of betting or gambling, can have both advantages and disadvantages. Here are some potential advantages of playing: It’s important to approach parabetting responsibly, understanding the risks involved and setting limits on your betting activity. While there are potential advantages, there are also risks of financial loss and negative consequences if not approached with caution. How to Register in Parabet To register for playing parabet, you typically need to follow these steps: Remember to gamble responsibly and only wager what you can afford to lose. Keep your account information secure and avoid sharing your login credentials with others. Possible win playing Parabet Winning bonuses in this game can enhance your overall experience and potentially increase your winnings. Here are some ways to win bonuses while playing: It’s essential to read the terms and conditions associated with bonuses and promotions to understand any wagering requirements, restrictions, or expiration dates. Additionally, remember to gamble responsibly and only participate in promotions that align with your budget and betting preferences. –SkyNews

BINI: a dynamic and empowered Filipino girl group redefining the music scene with their infectious energy and captivating performances. Comprised of eight talented members—Aiah, Colet, Maloi, Gwen, Stacey, Mikha, Jhoanna, and Sheena—BINI burst into the spotlight through the ABS-CBN Star Hunt Academy, showcasing a fusion of sweet melodies and fierce determination. History of BINI Believing in the world-class talent of Filipino performers and drawing inspiration from the success of the Korean Idol industry, ABS-CBN’s Head of Entertainment Productions, Direk Laurenti Dyogi, envisioned the formation of groups capable of delivering stellar performances in singing and dancing. In 2019, ABS-CBN launched the Star Hunt Academy, a training ground for young aspiring talents to develop their skills in singing, dancing, and overall performance while also nurturing them physically and mentally. The journey of BINI traces back to the nationwide audition caravan dubbed “Star Hunt: The Kapamilya Grand Audition” in 2018, where ABS-CBN scouted talents from various corners of the Philippines and even overseas. Out of the thousands who auditioned, 250 individuals were selected to undergo a rigorous 5-day boot camp. From this pool, 50 aspirants were chosen, and eventually, 12 young women were selected as the first set of female Star Hunt Academy trainees in August 2019. Originally planned as a 9-member idol girl group, the trainees underwent intensive training under renowned Filipino coaches such as professional vocal coach Kitchy Molina and dance coach Mickey Perz. Additionally, they received guidance from South Korean coaches from MU Doctor Academy, enhancing their skills in both singing and dancing. Throughout their training journey, the trainees showcased their progress by occasionally performing at various ABS-CBN mall shows and events, gaining confidence in front of live audiences while demonstrating the results of their hard work. They were also recognized as Youth Ambassadors at a 2019 National Youth Commission event and were invited to perform at the thanksgiving celebration of the 2019 Manila Southeast Asian Games. In May 2020, a performance practice video of the group covering ‘Ngiti,’ originally sung by Young JV and Gary Valenciano, was released by Direk Laurenti Dyogi on Twitter, showcasing their growth and development in training. By August 2020, the group participated in the Philippine Kpop Convention’s Happy Hallyu Day 4 event, where they impressed audiences with their K-pop dance covers. On October 10, 2020, the 8 remaining members of the original 12 SHA Girl trainees officially graduated from the Academy, marking the beginning of their journey as BINI. They were announced to be pre-debuted in November 2020, gearing up for their official debut in the music scene. – Wikipedia Members of BINI Maraiah Queen Arceta, better known as Aiah, brings a unique blend of charisma and talent to the forefront as a member of BINI. With her dynamic presence and versatile skills, she assumes the roles of Main Rapper, Visual, and Sub-vocalist within the group. Aiah’s journey to stardom is marked by determination and resilience. Despite facing setbacks, such as an unsuccessful audition for Pinoy Big Brother in 2018, her unwavering persistence caught the attention of Star Hunt’s managers. Recognizing her potential, they welcomed her into the prestigious SHA training program, setting her on the path to realizing her dreams. Nicolette Vergara, lovingly referred to by fans as Colet, is a multifaceted talent within the vibrant ensemble of BINI. With her exceptional vocal prowess, captivating dance moves, and lyrical finesse, she assumes the pivotal roles of Main Vocalist, Lead Rapper, and Lead Dancer within the group. Colet’s artistic journey is marked by a deep passion for music and performance. Immersed in the world of singing, dancing, and self-expression, she finds solace and fulfillment in the rhythmic melodies and expressive movements that define her craft. Gwen the lead rapper and lead vocalist. Even with her shy personality her co-member believed that when Gwen performs she transform into total performer. With her zest for life and a passion for self-expression, Gwen brings a unique flair to the stage as a member of BINI. Whether she’s captivating audiences with her performances or indulging her interests offstage, Gwen’s vibrant energy and infectious charisma leave an indelible mark wherever she goes. Jhoanna Christine Robles, known by her stage name Jhoanna, assumes the leadership role within BINI. Growing up as an only child, she discovered solace and delight in music—a passion that echoes as strongly in her life as her fondness for indulging in mojos and fries. Consistently excelling in academics, Jhoanna has maintained an honor student status throughout her educational journey. Beyond her scholarly achievements, she has explored a diverse array of interests, including participating as a majorette, crafting lyrics as a lyrist, strumming melodies on the guitar, and serving as a school officer. These experiences reflect her multifaceted nature and showcase her leadership skills beyond the realm of music. Maloi the main vocalist Her musical prowess extends from skillfully strumming the guitar and the ukulele to crafting soulful melodies as a songwriter. Unplanned yet serendipitous, her journey into the spotlight began when she accompanied her younger sister to the auditions for Star Hunt Academy. As fate would have it, Maloi not only auditioned but also dazzled the judges, earning her spot in the program and later in BINI. Mikha the lead dancer, main rapper and the visual. With a special talent for flexibility, Mikhaela’s journey into the world of performance began with two years of experience in cheerdancing. However, despite her background, she found herself challenged by the rigorous dance demands of her training program with BINI. Yet, with determination and resilience, Mikhaela continues to evolve and thrive, embracing each new challenge as an opportunity for growth and self-discovery. As she embarks on her journey with BINI, her passion, talent, and unwavering spirit are sure to leave an indelible mark on the world of entertainment. Sheena the main dancer of the group. Despite her youth, Sheena exudes a rare blend of grace, skill, and passion that sets her apart as a main dancer and sub-vocalist within the group. With a favorite palette of purple and black,

May 10, 2024 According to Vogue – The Met Gala, alternatively called the Costume Institute Benefit or the Met Ball, is an annual charitable affair hosted at the prestigious Metropolitan Museum of Art in New York City during the spring season. Renowned for its electrifying blend of celebrity presence and haute couture, it stands out as one of the most anticipated events in the world of fashion and entertainment each year. The Met Gala 2024, known as “fashion’s biggest night out,” is a yearly fundraising event for the Metropolitan Museum of Art in NYC, held on the first Monday in May. It brings together stars, emerging talents, and industry icons. This year’s gala, on May 6, will celebrate the Costume Institute’s exhibition “Sleeping Beauties: Reawakening Fashion.” Garden of Time Theme Picture a garden where flowers possess the magical ability to reverse time. This intriguing concept forms the basis of J.G. Ballard’s 1962 short tale, “The Garden of Time,” which has been chosen as the inspiration for the upcoming MET Gala’s red carpet theme.  This theme will be complemented by the main exhibition, “Sleeping Beauties: Reawakening Fashion,” presenting exquisite garments from the Costume Institute’s archive spanning four centuries. As someone acquainted with Ballard’s literary repertoire, I’ve delved into many of his narratives, yet “The Garden of Time” had escaped my notice. Its selection for such a prestigious occasion has sparked my interest: what sets this story apart, and how will its exploration of time, nature, and societal evolution be interpreted within the realms of fashion and art at the MET Gala. Andrew Bolton’s reflection encapsulates the transformative power of fashion within museum collections. He eloquently describes how garments transition from functional items to static artifacts, yet endeavors to breathe life back into them through innovative technologies. By engaging multiple senses, the exhibition aims to transport visitors into the vibrant world these garments once inhabited, rekindling their essence and significance in a dynamic and immersive way. It’s a poignant reminder of fashion’s ability to evoke emotion and narrative, transcending mere materiality to resonate with audiences. While “Sleeping Beauty” embodies the timeless theme of true love prevailing over adversity, J.G. Ballard’s “The Garden of Time” offers a hauntingly different narrative. Set in a picturesque home besieged by an approaching mob, the story’s tension is palpable. The garden, adorned with mystical “time flowers,” serves as the couple’s last line of defense, offering a chance to delay the inevitable destruction. However, the dwindling blooms foretell a grim fate, highlighting the inevitability of loss and the fleeting nature of time. Through contrasting tales, both narratives explore themes of love, resilience, and the inexorable march of destiny. Highlight celebrities in Met Gala 2024 Naturally, every one of the esteemed co-hosts for the 2024 Met Gala effortlessly secured a spot on the coveted best-dressed roster. Zendaya, in particular, commanded attention with not just one, but two remarkable ensembles—showcasing a bespoke Margiela creation alongside a timeless vintage Givenchy gown from the revered house’s spring 1996 collection. At the 2024 Met Gala, Kendal Jenner stunned attendee with a fashion-forward ensemble that set tongues wagging. Her outfit, a daring blend of futuristic elements, perfectly encapsulated the evening’s theme. With meticulous attention to detail and a bold choice of accessories, she effortlessly solidified her status as a style icon, leaving a lasting impression on the red carpet and fashion enthusiasts alike. Jennie Kim’s attire at the 2024 Met Gala was nothing short of mesmerizing. With her choice of dress, she seamlessly merged elegance with avant-garde flair, showcasing her impeccable taste and fashion-forward sensibility. Overall, her outfit was a testament to her exceptional style and left a lasting impression on attendees and fashion enthusiasts alike. During the 2024 Met Gala, attendees celebrated the fusion of tradition and innovation in fashion, emphasizing the industry’s rich history while embracing cutting-edge trends and technology. The event served as a platform for artists, designers, and creatives to showcase their ingenuity and push boundaries, fostering a spirit of creativity and collaboration. Additionally, the gala provided an opportunity to champion inclusivity and diversity within the fashion world, celebrating individuality and expression on a global stage. – SkyNews

What is Mental Health? According to World Health Association, mental health encompasses far more than merely the absence of mental disorders; it embodies a complex spectrum of experiences, unique to each individual and varying in degrees of challenge and distress. Beyond diagnosable conditions, it includes psychosocial disabilities and other states marked by significant distress or impaired functioning. While those with mental health conditions may often face lower levels of well-being, this is not universally the case. In this introduction, we explore the multifaceted nature of mental health, recognizing its diverse manifestations and emphasizing the importance of holistic support systems and resources in promoting overall well-being. Mental health is a comprehensive reflection of our emotional, psychological, and social well-being, intricately woven into every aspect of our lives. It influences our thoughts, emotions, and actions, shaping our responses to stress, interactions with others, and decision-making processes. Crucially, mental health is not confined to a particular age or stage of life; its significance permeates every milestone from childhood through adolescence to adulthood. Throughout this journey, any disruptions to mental well-being can reverberate, impacting cognition, mood, and behavior. Thus, nurturing mental health is an ongoing imperative, fostering resilience and equilibrium amid life’s varied challenges and transitions. By prioritizing mental well-being, we fortify ourselves to navigate the complexities of existence with greater clarity, vitality, and purpose. Importance of Mental Health Awareness Its primary objectives include educating the public about mental illness, promoting awareness regarding research and treatment options, combating the stigma associated with mental health conditions, and celebrating recovery journeys. Due to prevailing misconceptions and stigmatization surrounding mental health issues, individuals often endure silently without seeking necessary treatment. Mental health awareness initiatives are crucial for enhancing understanding of mental health conditions and ensuring improved access to healthcare services for those requiring support. Mental Health Awareness Month, established by the Mental Health America organization and observed throughout May, serves as a platform to educate the public about mental illness, raise awareness about research and treatments, combat stigma, and celebrate recovery. Despite some progress, stigma against mental illness remains potent, often fueled by media stereotypes and lack of education. This stigma can deter individuals from seeking treatment and limit available resources. It presents significant obstacles for those grappling with mental health conditions. However, there are impactful actions we can take to help. By showing respect and acceptance, advocating within our communities, and expanding our understanding of mental health, we can support individuals in overcoming these challenges and ensure they receive the care and opportunities they deserve. Maintaining good mental health is crucial as it directly impacts your overall physical well-being. There’s a strong correlation between mental and physical health. When grappling with that kind of issues, self-care becomes challenging. You might experience changes in your eating patterns, struggle to sleep, or resort to substances like drugs, alcohol, or food to cope with emotional distress. These coping mechanisms can have adverse effects on your physical health, leading to issues such as weight gain, hypertension, or cardiovascular diseases. Furthermore, existing physical ailments such as cancer, arthritis, or autoimmune disorders can impede your ability to partake in regular activities, thus affecting your mental well-being. Prioritizing your well-being not only enhances your emotional state but also benefits your physical health. Signs that your Mental Health is at risks How to take care of your Mental Health Here are numerous strategies to uphold good mental health, and what’s most important is finding what resonates best with you. We encourage you to explore various methods to nurture your mind, such as: “Self-care is not selfish; it is essential for maintaining mental wellness.” – SkyNews